Terms of Participation

By purchasing products and services through this website you (herein referred to as “Client”) agree to the follow terms stated herein.

Program/Service

Susan Anderson dba Bridging Two Worlds® (herein referred to as “Company”) agrees to provide Spiritual Life Coaching services known as Insightful Living©, Insightful Intuitive Development©, Private Readings and Private Coaching Sessions (herein referred to as “Service"), a product known as Bridging Two Worlds® Events and Insightful Living™ Events (herein referred to as “Program“), and products known as Bridging Two Worlds® items, Insightful Living™ items, Communicating with Grace© items and any books or items (herein referred to as “Products") as identified in the online commerce shopping cart or through venue. Client agrees to abide by all policies and procedures as outlined in this agreement as a condition of their participation in the Services, Program, and/or Products.

Disclaimer

Client understands Susan Anderson dba Bridging Two Worlds® (herein referred to as “Consultant”) and Company, is not a legal professional, therapist, mental health counselor, medical professional or financial advisor. Client understands that Consultant has not promised, shall not be obligated to and will not: (1) give legal advice, (2) act as a therapist providing psychoanalysis, psychological counselling or behavioral therapy, (3) act as a medical professional to diagnose or treat any disease, (4) guarantee any insight or advice related to career/business growth or strategy, (5) guarantee any insight or advice related to financial growth strategies or investments. Client understands that a relationship does not exist between the parties after the conclusion of this program. If the Parties continue their relationship, a separate agreement will be entered into.

By getting an intuitive reading/session, you understand and expressly agree that Bridging Two Worlds® is not responsible for any reply or information that you do or do not receive, and you expressly agree to hold Bridging Two Worlds® harmless from any loss, harm, injury, or damage whatsoever resulting from or arising out of your submission of the question or your use of or reliance on any response thereto.

Fees

The fee for Services, Program, and Products:

The price may vary depending on date and what type of purchase. The fee is based on the quote you receive.

Methods of Payment

Full payment is made for Services, Programs, and Products by credit card, debit card or a prepayment by check or Zelle. A fee may apply for use of credit card.

Refund Policy

No Refunds on Services or Programs.

There are no refunds on purchased Services or Programs. There are no refunds on "no-shows". However, if you need to reschedule your purchased Service you may do so, one time only, up to 24 hours before your scheduled session.

Confidentiality

The Company will not share or sell any of the Client’s information, nor will the Company store any payment method or information.

The Company respects Client’s privacy and insists that Client respects the Company’s and Program Participants (herein referred to as “Participants”) privacy as well. Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Program participants or any representative of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum or otherwise. Client agrees not to use such confidential information in any manner other than in discussion with other Participants during Program. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss and theft. Client agrees not to violate the Company’s publicity or privacy rights. Furthermore, Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client including but not limited to: names, email addresses, third-party company titles or positions, phone numbers or addresses. Additionally, if Company authors a story similar to yours, know that many experiences are similar, and no true names would be revealed. This does not include authorized quotes by Clients. Any unauthorized quotes or where Clients choose privacy, it will have a fictious name.

No transfer of intellectual Property

Company’s programs and services are copyrighted and original materials that have been provided to Client are for Client’s individual use only and a single-user license. Client is not authorized to use any of Company’s intellectual property for Client’s business or personal purposes. All intellectual property, including Company’s copyrighted program and/or course materials, shall remain the sole property of the Company. No license to sell or distribute Company’s materials is granted or implied. By purchasing this product, Client agrees: (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) that any Confidential Information shared by the Company is confidential and proprietary, and belongs solely and exclusively to the Company, (3) Client agrees not to disclose such information to any other person or use it in any manner other than in discussion with the Company. Further, by purchasing this product, Client agrees that if Client violates, or displays any likelihood of violating, any of Client’s agreements contained in this paragraph, the Company will be entitled to injunctive relief to prohibit any such violations and to protect against the harm of such violations.

Client Responsibility

Program is developed strictly for educational purposes ONLY. Client accepts and agrees that Client is 100% responsible for their progress and results from the Program and Services. Company makes no representations, warranties or guarantees verbally or in writing. Client understands that because of the nature of the services, program and extent, the results experienced by each client may significantly vary. Client acknowledges that as with any coaching or personal development endeavor, there is an inherent risk of loss of capital and there is no guarantee that Client will reach their goals, as a result of participation in the Program or Service. Program and Service education and information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. Company assumes no responsibility for errors or omissions that may appear in any program materials.

Independent Contractors Status

Nothing in this Agreement is to be construed as creating a partnership, venture alliance, or any other similar relationship. Each party shall be an independent contractor in its performance hereunder and shall retain control over its personnel and the way such personnel perform hereunder. In no event shall such persons be deemed employees of the other party by virtue of participation or performance hereunder.

Force Majeure

In the event that any cause beyond the reasonable control of either Party, including without limitation acts of God, war, curtailment or interruption of transportation facilities, threats or acts of terrorism, State Department travel advisory, labor strike or civil disturbance, make it inadvisable, illegal, or impossible, either because of unreasonable increased costs or risk of injury, for either Company to perform its obligations under this Agreement, the Company’s performance shall be extended without liability for the period of delay or inability to perform due to such occurrence.

Severability/Waiver

If any provision of this Agreement is held by to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for herein will not be deemed a waiver of that right or any further rights hereunder.

Miscellaneous

LIMITATION OF LIABILITY. Client agrees they used Company’s services at their own risk and that Program is only an educational service being provided. Client releases Company, its officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, volunteers, staff, Participants, and related entities any way as well as the venue where the Service / Program / Product is being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from participation in the Programs. Client accepts any and all risks, foreseeable or unforeseeable. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s services or enrollment in the Program. Company assumes no responsibility for errors or omissions that may appear in any of the Program materials.

Non-Disparagement

The Parties agree and accept that the only venue for resolving such a dispute shall be in the venue set forth herein below. The parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. Neither Client nor any of Client’s associates, employees or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its Programs, members, owner directors, officers, affiliates, subsidiaries, employees, agents, volunteers or representatives.

Assignment

Client may not assign this Agreement without express written consent of Company.

Modification

Company may modify terms of this agreement at any time. All modifications shall be posted on the Company’s website.

Termination

Company is committed to providing all Clients in the Service / Program / Products with a positive Service / Program / Product experience. By purchasing this Product, Client agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Client’s participation in the Service or Program without refund or forgiveness of monthly payments if Client becomes disruptive to Company or Participants, Client fails to follow the Program guidelines, is difficult to work with, impairs the participation of the other participants in the Program or upon violation of the terms as determined by Company. Client will still be liable to pay the total contract amount.

Indemnification

Client shall defend, indemnify, and hold harmless Company, Company’s officers, employers, employees, volunteers, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the service or product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or willful misconduct by Company, or any of its shareholders, trustees, affiliates or successors. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Client recognizes and agrees that all the Company’s shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of the Company. In consideration of and as part of my payment for the right to participate in Company’s Programs, the undersigned, my heirs, executors, administrators, successors and assigns do hereby release, waive, acquit, discharge, indemnify, defend, hold harmless and forever discharge Company and its subsidiaries, principals, directors, employees, volunteers, agents, heirs, executors, administrators, successors, and assigns and any of the training instructors, guides, staff or students taking part in the training in any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) of and from all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in a equity arising from my participation in the Programs.

Resolution of Disputes

All claims against Company must be lodged within 100-days of the date of the first claim or otherwise be forfeited forever. The arbitration shall occur within ninety (90) days from the date of the initial arbitration demand. The Parties shall cooperate to ensure that the arbitration process is completed within the ninety (90) day period. The Parties shall cooperate in exchanging and expediting discovery as part of the arbitration process. The written decision of the arbitrators (which will provide for the payment of costs) will be absolutely binding and conclusive and not subject to judicial review and may be entered and enforced in any court of proper jurisdiction, either as a judgment of law or a decree in equity, as circumstances may indicate. In disputes involving unpaid balances on behalf of Client, Client is responsible for any and all arbitration and solicitor fees.

Equitable Relief

In the event that a dispute arises between the Parties for which monetary relief is inadequate and where a Party may suffer irreparable harm in the absence of an appropriate remedy, the injured Party may apply to any court of competent jurisdiction for equitable relief, including without limitation a temporary restraining order or injunction.

Notices

Any notices to be given hereunder by either Party to the other may be affected by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Notices delivered personally shall be deemed communicated as of the date of actual receipt; mailed notices shall be deemed communicated as of three (3) days after the date of mailing. For purposes of this Agreement, “personal delivery” includes notice transmitted by email. Email: susan@bridgingtwoworlds.net. This Agreement shall be binding upon and inure to the benefit of the parties hereto, their respective heirs, executors, administrators, successors and permitted assigns. Any breach or the failure to enforce any provision hereof shall not constitute a waiver of that or any other provision in any other circumstance. This Agreement constitutes and contains the entire agreement between the Parties with respect to its subject matter, supersedes all previous discussions, negotiations, proposals, agreements and understandings between them relating to such subject matter. These Terms and Conditions are governed by United States Law and any dispute shall be subject to the exclusive jurisdiction of the United States Courts.

Results Disclaimer

Every effort has been made to accurately represent this Product and its potential. There is no guarantee that you will experience positive shifts in your life using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of transformation. Transformation and spiritual growth potential is entirely dependent on the person using our product, ideas and techniques. Any claims made of actual change or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your focus and dedication to your spiritual wellness, and your willingness to act on the insight you receive from the work. Since these factors differ according to individuals, we cannot guarantee your success. Nor are we responsible for any of your actions. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to anybody else’s, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.

Duty to Read

I, the Client, accept that under this agreement, I have a duty to read this sales agreement and disclosure policy and have done so. Furthermore, I understand and accept that I am precluded from using lack of reading as a defense against all remedies contained herein.